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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,766 | $77,908-28.4% | $149,696-62.7% | $75,173-25.8% |
| Participation rate | 58.8% | 65.6%-6.8pp | 78.8%-20.0pp | 67.2%-8.4pp |
| Annual return | 19.24% | 31.73%-12.5pp | 134.46%-115.2pp | 160.72%-141.5pp |
| Employer contribution / active EE | $2,009 | $3,138-36.0% | $4,821-58.3% | $2,671-24.8% |
| Participant deferral / active EE | $5,251 | $3,411+53.9% | $5,682-7.6% | $4,126+27.3% |
| Admin fee / account holder | $329 | $5,950-94.5% | $13,212-97.5% | $5,651-94.2% |