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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,549 | $138,072+218.3% | $123,549+255.8% | $135,382+224.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.05% | 153.69%-156.7pp | 119.20%-122.3pp | 519.77%-522.8pp |
| Employer contribution / active EE | $8,518 | $5,152+65.4% | $4,628+84.1% | $4,779+78.3% |
| Participant deferral / active EE | $13,795 | $6,799+102.9% | $6,426+114.7% | $5,609+146.0% |
| Admin fee / account holder | $3,456 | $10,917-68.3% | $9,284-62.8% | $10,829-68.1% |