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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,840 | $106,005+110.2% | $92,239+141.6% | $147,585+51.0% |
| Participation rate | 19.0% | 80.4%-61.4pp | 76.5%-57.4pp | 82.8%-63.8pp |
| Annual return | 23.54% | 50.05%-26.5pp | 176.29%-152.8pp | 578.58%-555.0pp |
| Employer contribution / active EE | $806 | $4,333-81.4% | $3,680-78.1% | $4,876-83.5% |
| Participant deferral / active EE | $2,760 | $4,478-38.4% | $3,897-29.2% | $5,439-49.3% |
| Admin fee / account holder | $11,388 | $6,333+79.8% | $5,194+119.3% | $10,886+4.6% |