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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,368 | $183,539-56.2% | $155,556-48.3% | $145,897-44.9% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 9.16% | 61.31%-52.1pp | 64.84%-55.7pp | 552.29%-543.1pp |
| Employer contribution / active EE | $1,148 | $5,315-78.4% | $4,675-75.4% | $4,663-75.4% |
| Participant deferral / active EE | $5,784 | $6,467-10.6% | $5,631+2.7% | $6,689-13.5% |
| Admin fee / account holder | $182,745 | $19,275+848.1% | $15,885+1050.4% | $13,390+1264.8% |