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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,774 | $202,342-80.8% | $172,753-77.6% | $152,909-74.6% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 21.73% | 1029.88%-1008.1pp | 803.00%-781.3pp | 345.46%-323.7pp |
| Employer contribution / active EE | $8,226 | $5,857+40.4% | $5,144+59.9% | $4,764+72.7% |
| Participant deferral / active EE | $3,538 | $5,948-40.5% | $5,198-31.9% | $5,851-39.5% |
| Admin fee / account holder | $417 | $17,112-97.6% | $13,956-97.0% | $11,601-96.4% |