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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,459 | $99,345-62.3% | $84,753-55.8% | $273,972-86.3% |
| Participation rate | 50.0% | 80.7%-30.7pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 7.93% | 22.93%-15.0pp | 22.78%-14.9pp | 41.46%-33.5pp |
| Employer contribution / active EE | $1,293 | $4,214-69.3% | $3,574-63.8% | $4,869-73.4% |
| Participant deferral / active EE | $1,902 | $4,270-55.5% | $3,712-48.8% | $5,287-64.0% |
| Admin fee / account holder | $0 | $6,645-100.0% | $5,333-100.0% | $10,133-100.0% |