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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,370 | $135,645-40.0% | $110,243-26.2% | $135,380-39.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -4.92% | 513.24%-518.2pp | 314.76%-319.7pp | 519.81%-524.7pp |
| Employer contribution / active EE | $11,835 | $4,907+141.2% | $3,827+209.3% | $4,779+147.6% |
| Participant deferral / active EE | $9,500 | $5,507+72.5% | $4,672+103.3% | $5,609+69.4% |
| Admin fee / account holder | $1,469 | $11,458-87.2% | $8,548-82.8% | $10,828-86.4% |