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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,370 | $166,268+32.5% | $165,100+33.5% | $145,897+51.0% |
| Participation rate | 94.7% | 82.0%+12.7pp | 78.6%+16.1pp | 80.3%+14.4pp |
| Annual return | 12.15% | 100.52%-88.4pp | 70.21%-58.1pp | 552.29%-540.1pp |
| Employer contribution / active EE | $12,306 | $5,284+132.9% | $4,348+183.0% | $4,663+163.9% |
| Participant deferral / active EE | $8,090 | $6,964+16.2% | $6,035+34.0% | $6,689+20.9% |
| Admin fee / account holder | $1,340 | $16,659-92.0% | $12,696-89.4% | $13,390-90.0% |