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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,006 | $115,810-11.1% | $101,271+1.7% | $158,966-35.2% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 23.66% | 56.15%-32.5pp | 46.48%-22.8pp | 302.95%-279.3pp |
| Employer contribution / active EE | $1,504 | $4,175-64.0% | $3,660-58.9% | $4,762-68.4% |
| Participant deferral / active EE | $7,055 | $4,958+42.3% | $4,371+61.4% | $5,983+17.9% |
| Admin fee / account holder | $500 | $7,248-93.1% | $5,948-91.6% | $11,250-95.6% |