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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,432 | $92,743-97.4% | $82,744-97.1% | $134,532-98.2% |
| Participation rate | 90.9% | 75.2%+15.7pp | 72.6%+18.3pp | 81.2%+9.7pp |
| Annual return | -15.40% | 946.63%-962.0pp | 702.22%-717.6pp | 418.27%-433.7pp |
| Employer contribution / active EE | $0 | $3,273-100.0% | $3,008-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,322 | $4,802-72.5% | $4,395-69.9% | $6,401-79.3% |
| Admin fee / account holder | $776 | $5,977-87.0% | $5,325-85.4% | $11,429-93.2% |