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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,824 | $202,342-65.0% | $172,753-59.0% | $152,909-53.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 1.96% | 1029.88%-1027.9pp | 803.00%-801.0pp | 345.46%-343.5pp |
| Employer contribution / active EE | $8,921 | $5,857+52.3% | $5,144+73.4% | $4,764+87.3% |
| Participant deferral / active EE | $6,087 | $5,948+2.3% | $5,198+17.1% | $5,851+4.0% |
| Admin fee / account holder | $2,362 | $17,112-86.2% | $13,956-83.1% | $11,601-79.6% |