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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,776 | $154,228+49.6% | $145,433+58.7% | $137,256+68.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.89% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $5,599 | $4,804+16.5% | $4,554+22.9% | $4,156+34.7% |
| Participant deferral / active EE | $23,999 | $8,216+192.1% | $7,897+203.9% | $6,407+274.6% |
| Admin fee / account holder | $925 | $14,344-93.6% | $13,129-93.0% | $12,270-92.5% |