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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,362 | $150,346-75.8% | $120,524-69.8% | $145,877-75.1% |
| Participation rate | 64.3% | 78.8%-14.5pp | 71.9%-7.6pp | 80.3%-16.0pp |
| Annual return | 15.72% | 154.40%-138.7pp | 107.36%-91.6pp | 551.28%-535.6pp |
| Employer contribution / active EE | $2,848 | $4,353-34.6% | $3,469-17.9% | $4,663-38.9% |
| Participant deferral / active EE | $3,469 | $6,172-43.8% | $4,994-30.5% | $6,691-48.2% |
| Admin fee / account holder | $491 | $12,215-96.0% | $9,440-94.8% | $13,402-96.3% |