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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,362 | $150,435-75.8% | $120,580-69.8% | $145,897-75.1% |
| Participation rate | 64.3% | 78.8%-14.5pp | 72.0%-7.7pp | 80.3%-16.0pp |
| Annual return | 15.72% | 154.60%-138.9pp | 107.48%-91.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,848 | $4,352-34.6% | $3,469-17.9% | $4,663-38.9% |
| Participant deferral / active EE | $3,469 | $6,174-43.8% | $4,995-30.6% | $6,689-48.1% |
| Admin fee / account holder | $491 | $12,182-96.0% | $9,418-94.8% | $13,390-96.3% |