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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,912 | $114,093-69.4% | $96,171-63.7% | $167,536-79.2% |
| Participation rate | 86.4% | 75.1%+11.3pp | 68.4%+17.9pp | 82.1%+4.3pp |
| Annual return | 13.15% | 190.00%-176.9pp | 192.04%-178.9pp | 478.82%-465.7pp |
| Employer contribution / active EE | $2,691 | $3,429-21.5% | $2,799-3.8% | $4,839-44.4% |
| Participant deferral / active EE | $3,936 | $5,197-24.3% | $4,350-9.5% | $6,342-37.9% |
| Admin fee / account holder | $1,806 | $6,899-73.8% | $5,538-67.4% | $12,315-85.3% |