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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $939,665 | $162,136+479.6% | $152,301+517.0% | $154,746+507.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 9.30% | 91.02%-81.7pp | 80.50%-71.2pp | 172.34%-163.0pp |
| Employer contribution / active EE | $2,676 | $4,890-45.3% | $4,624-42.1% | $4,379-38.9% |
| Participant deferral / active EE | $15,500 | $8,341+85.8% | $8,004+93.7% | $6,730+130.3% |
| Admin fee / account holder | $13,123 | $15,759-16.7% | $14,398-8.9% | $14,365-8.7% |