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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,968 | $123,155-83.0% | $108,753-80.7% | $155,188-86.5% |
| Participation rate | 66.7% | 75.6%-9.0pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 22.67% | 44.73%-22.1pp | 37.47%-14.8pp | 148.84%-126.2pp |
| Employer contribution / active EE | $2,260 | $2,811-19.6% | $2,427-6.9% | $4,248-46.8% |
| Participant deferral / active EE | $4,061 | $4,623-12.2% | $4,115-1.3% | $6,531-37.8% |
| Admin fee / account holder | $193 | $12,126-98.4% | $10,320-98.1% | $14,480-98.7% |