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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,718 | $109,872+5.3% | $98,483+17.5% | $167,536-30.9% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 15.37% | 1959.31%-1943.9pp | 1494.38%-1479.0pp | 478.82%-463.4pp |
| Employer contribution / active EE | $9,108 | $3,225+182.4% | $2,961+207.6% | $4,839+88.2% |
| Participant deferral / active EE | $8,761 | $4,673+87.5% | $4,276+104.9% | $6,342+38.1% |
| Admin fee / account holder | $12,761 | $6,757+88.8% | $5,953+114.4% | $12,315+3.6% |