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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,910 | $93,598+171.3% | $135,974+86.7% | $75,173+237.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 10.96% | 30.89%-19.9pp | 68.30%-57.3pp | 160.72%-149.8pp |
| Employer contribution / active EE | $12,499 | $3,538+253.3% | $4,859+157.2% | $2,671+368.0% |
| Participant deferral / active EE | $12,337 | $6,405+92.6% | $7,760+59.0% | $4,126+199.0% |
| Admin fee / account holder | $39,037 | $6,978+459.5% | $10,767+262.6% | $5,651+590.9% |