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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,415 | $102,382+139.7% | $147,005+66.9% | $80,874+203.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 8.89% | 134.89%-126.0pp | 418.76%-409.9pp | 35.62%-26.7pp |
| Employer contribution / active EE | $12,722 | $3,715+242.5% | $4,934+157.8% | $2,756+361.7% |
| Participant deferral / active EE | $10,778 | $6,646+62.2% | $8,070+33.6% | $4,297+150.8% |
| Admin fee / account holder | $19,778 | $7,942+149.0% | $13,006+52.1% | $6,935+185.2% |