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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,820 | $167,522+49.7% | $151,639+65.4% | $134,532+86.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -25.03% | 7.81%-32.8pp | 3.34%-28.4pp | 418.27%-443.3pp |
| Employer contribution / active EE | $9,640 | $6,828+41.2% | $6,165+56.4% | $4,741+103.3% |
| Participant deferral / active EE | $16,220 | $8,986+80.5% | $8,363+93.9% | $6,401+153.4% |
| Admin fee / account holder | $100 | $13,780-99.3% | $11,613-99.1% | $11,429-99.1% |