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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,778 | $85,171-67.4% | $172,752-83.9% | $72,975-61.9% |
| Participation rate | 55.9% | 70.1%-14.2pp | 82.6%-26.8pp | 69.5%-13.6pp |
| Annual return | 18.61% | 27.32%-8.7pp | 802.97%-784.4pp | 81.01%-62.4pp |
| Employer contribution / active EE | $1,029 | $3,324-69.0% | $5,144-80.0% | $2,440-57.8% |
| Participant deferral / active EE | $1,416 | $3,260-56.6% | $5,198-72.8% | $3,608-60.8% |
| Admin fee / account holder | $3,403 | $5,880-42.1% | $13,955-75.6% | $5,124-33.6% |