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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,018 | $102,429-15.0% | $147,096-40.8% | $80,925+7.5% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.7%+16.3pp |
| Annual return | 10.41% | 135.02%-124.6pp | 419.75%-409.3pp | 35.65%-25.2pp |
| Employer contribution / active EE | $3,898 | $3,716+4.9% | $4,936-21.0% | $2,756+41.4% |
| Participant deferral / active EE | $7,637 | $6,649+14.9% | $8,071-5.4% | $4,299+77.7% |
| Admin fee / account holder | $12,520 | $7,957+57.3% | $13,005-3.7% | $6,940+80.4% |