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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,018 | $102,382-15.0% | $147,005-40.8% | $80,874+7.6% |
| Participation rate | 84.0% | 75.8%+8.2pp | 82.2%+1.8pp | 67.6%+16.4pp |
| Annual return | 10.41% | 134.89%-124.5pp | 418.76%-408.4pp | 35.62%-25.2pp |
| Employer contribution / active EE | $3,898 | $3,715+4.9% | $4,934-21.0% | $2,756+41.4% |
| Participant deferral / active EE | $7,637 | $6,646+14.9% | $8,070-5.4% | $4,297+77.7% |
| Admin fee / account holder | $12,520 | $7,942+57.6% | $13,006-3.7% | $6,935+80.5% |