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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,018 | $102,422-15.0% | $147,117-40.9% | $80,959+7.5% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.7%+16.3pp |
| Annual return | 10.41% | 135.16%-124.7pp | 420.54%-410.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $3,898 | $3,717+4.8% | $4,932-21.0% | $2,757+41.4% |
| Participant deferral / active EE | $7,637 | $6,652+14.8% | $8,065-5.3% | $4,300+77.6% |
| Admin fee / account holder | $12,520 | $7,953+57.4% | $12,993-3.6% | $6,925+80.8% |