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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,718 | $142,409+113.3% | $119,634+153.9% | $134,545+125.7% |
| Participation rate | 71.4% | 82.8%-11.4pp | 79.3%-7.8pp | 81.2%-9.8pp |
| Annual return | -12.38% | -12.46%+0.1pp | -14.98%+2.6pp | 418.37%-430.7pp |
| Employer contribution / active EE | $4,928 | $5,224-5.7% | $4,232+16.4% | $4,742+3.9% |
| Participant deferral / active EE | $9,360 | $6,468+44.7% | $5,601+67.1% | $6,401+46.2% |
| Admin fee / account holder | $15,539 | $13,594+14.3% | $10,329+50.4% | $11,431+35.9% |