Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,459 | $69,012-93.5% | $160,037-97.2% | $68,490-93.5% |
| Participation rate | 67.7% | 65.4%+2.3pp | 78.0%-10.2pp | 67.9%-0.2pp |
| Annual return | -17.43% | -9.65%-7.8pp | 408.95%-426.4pp | -7.85%-9.6pp |
| Employer contribution / active EE | $473 | $2,212-78.6% | $4,226-88.8% | $2,597-81.8% |
| Participant deferral / active EE | $2,266 | $4,212-46.2% | $6,184-63.4% | $4,028-43.7% |
| Admin fee / account holder | $987 | $4,798-79.4% | $8,716-88.7% | $5,403-81.7% |