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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,862 | $228,395-28.3% | $185,861-11.8% | $158,982+3.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | -6.66% | 40.82%-47.5pp | 35.96%-42.6pp | 302.99%-309.7pp |
| Employer contribution / active EE | $3,486 | $4,968-29.8% | $4,088-14.7% | $4,763-26.8% |
| Participant deferral / active EE | $10,493 | $6,417+63.5% | $5,634+86.3% | $5,983+75.4% |
| Admin fee / account holder | $6,102 | $11,869-48.6% | $9,503-35.8% | $11,252-45.8% |