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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,528 | $172,111+33.4% | $150,298+52.7% | $137,256+67.2% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 11.80% | 69.37%-57.6pp | 62.79%-51.0pp | 220.34%-208.5pp |
| Employer contribution / active EE | $10,429 | $4,636+124.9% | $4,154+151.0% | $4,156+150.9% |
| Participant deferral / active EE | $10,104 | $6,166+63.9% | $5,453+85.3% | $6,407+57.7% |
| Admin fee / account holder | $1,106 | $16,471-93.3% | $14,116-92.2% | $12,270-91.0% |