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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,666 | $71,873-5.9% | $86,698-22.0% | $68,490-1.2% |
| Participation rate | 47.2% | 72.2%-25.1pp | 76.6%-29.4pp | 67.9%-20.7pp |
| Annual return | -17.98% | 3.54%-21.5pp | 35.96%-53.9pp | -7.85%-10.1pp |
| Employer contribution / active EE | $1,558 | $2,173-28.3% | $2,837-45.1% | $2,597-40.0% |
| Participant deferral / active EE | $4,656 | $3,779+23.2% | $4,6560% | $4,028+15.6% |
| Admin fee / account holder | $2,165 | $6,110-64.6% | $7,492-71.1% | $5,403-59.9% |