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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,678 | $148,623-16.1% | $135,974-8.3% | $139,466-10.6% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 15.36% | 79.30%-63.9pp | 68.30%-52.9pp | 373.66%-358.3pp |
| Employer contribution / active EE | $1,948 | $5,246-62.9% | $4,859-59.9% | $4,754-59.0% |
| Participant deferral / active EE | $8,491 | $8,103+4.8% | $7,760+9.4% | $6,712+26.5% |
| Admin fee / account holder | $2,175 | $12,406-82.5% | $10,767-79.8% | $11,409-80.9% |