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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,341 | $85,766-23.8% | $136,298-52.1% | $70,126-6.8% |
| Participation rate | 95.0% | 74.2%+20.8pp | 81.9%+13.1pp | 69.5%+25.5pp |
| Annual return | 12.64% | 31.46%-18.8pp | 5156.27%-5143.6pp | 73.15%-60.5pp |
| Employer contribution / active EE | $2,497 | $2,966-15.8% | $4,696-46.8% | $2,343+6.6% |
| Participant deferral / active EE | $5,646 | $5,051+11.8% | $6,247-9.6% | $3,332+69.5% |
| Admin fee / account holder | $739 | $5,421-86.4% | $9,244-92.0% | $4,645-84.1% |