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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,545 | $101,618-26.6% | $93,063-19.9% | $137,256-45.7% |
| Participation rate | 57.9% | 74.9%-17.0pp | 72.1%-14.2pp | 80.0%-22.1pp |
| Annual return | 15.61% | 223.95%-208.3pp | 34.15%-18.5pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,172 | $2,707-56.7% | $2,476-52.7% | $4,156-71.8% |
| Participant deferral / active EE | $1,766 | $4,279-58.7% | $3,958-55.4% | $6,407-72.4% |
| Admin fee / account holder | $448 | $6,198-92.8% | $6,033-92.6% | $12,270-96.3% |