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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,913 | $217,432+8.5% | $185,849+26.9% | $167,536+40.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 4.72% | 148.42%-143.7pp | 122.10%-117.4pp | 478.82%-474.1pp |
| Employer contribution / active EE | $12,200 | $5,875+107.7% | $5,169+136.0% | $4,839+152.1% |
| Participant deferral / active EE | $6,643 | $6,357+4.5% | $5,569+19.3% | $6,342+4.7% |
| Admin fee / account holder | $1,069 | $19,818-94.6% | $16,244-93.4% | $12,315-91.3% |