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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,503 | $96,508-43.5% | $75,901-28.2% | $152,897-64.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 20.49% | 33.99%-13.5pp | 30.76%-10.3pp | 345.43%-324.9pp |
| Employer contribution / active EE | $14,150 | $3,310+327.5% | $2,501+465.8% | $4,764+197.1% |
| Participant deferral / active EE | $12,631 | $4,554+177.4% | $3,603+250.5% | $5,851+115.9% |
| Admin fee / account holder | $355 | $8,081-95.6% | $5,420-93.5% | $11,599-96.9% |