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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,881 | $148,629-86.0% | $135,982-84.6% | $139,487-85.0% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 16.72% | 79.33%-62.6pp | 68.32%-51.6pp | 373.84%-357.1pp |
| Employer contribution / active EE | $1,780 | $5,247-66.1% | $4,859-63.4% | $4,755-62.6% |
| Participant deferral / active EE | $4,052 | $8,102-50.0% | $7,760-47.8% | $6,713-39.6% |
| Admin fee / account holder | $304 | $12,406-97.6% | $10,767-97.2% | $11,407-97.3% |