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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,763 | $89,367-58.9% | $141,191-74.0% | $72,975-49.6% |
| Participation rate | 73.5% | 75.1%-1.6pp | 82.5%-8.9pp | 69.5%+4.0pp |
| Annual return | 26.08% | 111.87%-85.8pp | 71.41%-45.3pp | 81.01%-54.9pp |
| Employer contribution / active EE | $2,614 | $3,115-16.1% | $4,736-44.8% | $2,440+7.1% |
| Participant deferral / active EE | $5,718 | $5,419+5.5% | $6,710-14.8% | $3,608+58.5% |
| Admin fee / account holder | $4,189 | $5,957-29.7% | $10,264-59.2% | $5,124-18.3% |