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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,727 | $175,259-88.7% | $149,723-86.8% | $139,487-85.9% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 8.21% | 166.82%-158.6pp | 134.50%-126.3pp | 373.84%-365.6pp |
| Employer contribution / active EE | $941 | $5,478-82.8% | $4,821-80.5% | $4,755-80.2% |
| Participant deferral / active EE | $0 | $6,522-100.0% | $5,682-100.0% | $6,713-100.0% |
| Admin fee / account holder | $13,222 | $16,158-18.2% | $13,215+0.1% | $11,407+15.9% |