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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $641,670 | $96,691+563.6% | $86,656+640.5% | $139,487+360.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 16.48% | 106.87%-90.4pp | 593.09%-576.6pp | 373.84%-357.4pp |
| Employer contribution / active EE | $966 | $3,267-70.4% | $3,025-68.1% | $4,755-79.7% |
| Participant deferral / active EE | $8,769 | $4,838+81.3% | $4,439+97.5% | $6,713+30.6% |
| Admin fee / account holder | $5,172 | $6,414-19.4% | $5,619-8.0% | $11,407-54.7% |