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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,268 | $95,188+29.5% | $76,518+61.1% | $135,380-8.9% |
| Participation rate | 33.3% | 74.4%-41.1pp | 68.0%-34.7pp | 82.6%-49.3pp |
| Annual return | -8.73% | 4.85%-13.6pp | -0.27%-8.5pp | 519.81%-528.5pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,812 | $4,640+3.7% | $3,836+25.5% | $5,609-14.2% |
| Admin fee / account holder | $5,732 | $6,249-8.3% | $4,849+18.2% | $10,828-47.1% |