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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,413 | $100,938-62.9% | $90,461-58.6% | $158,982-76.5% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 12.85% | 1727.20%-1714.4pp | 1294.76%-1281.9pp | 302.99%-290.1pp |
| Employer contribution / active EE | $796 | $3,691-78.4% | $3,264-75.6% | $4,763-83.3% |
| Participant deferral / active EE | $1,176 | $4,350-73.0% | $3,964-70.3% | $5,983-80.3% |
| Admin fee / account holder | $4,746 | $6,510-27.1% | $5,617-15.5% | $11,252-57.8% |