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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,881 | $199,109+105.9% | $173,730+135.9% | $154,746+164.9% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.6%+3.8pp | 80.7%+2.6pp |
| Annual return | 11.48% | 20.02%-8.5pp | 19.96%-8.5pp | 172.34%-160.9pp |
| Employer contribution / active EE | $2,180 | $5,311-59.0% | $4,577-52.4% | $4,379-50.2% |
| Participant deferral / active EE | $2,180 | $7,113-69.3% | $6,326-65.5% | $6,730-67.6% |
| Admin fee / account holder | $5,270 | $20,916-74.8% | $17,523-69.9% | $14,365-63.3% |