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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,881 | $254,759+60.9% | $216,567+89.3% | $198,609+106.4% |
| Participation rate | 83.3% | 84.5%-1.2pp | 81.6%+1.7pp | 82.4%+1.0pp |
| Annual return | 11.48% | 10.04%+1.4pp | 12.94%-1.5pp | 202.70%-191.2pp |
| Employer contribution / active EE | $2,180 | $6,096-64.2% | $5,216-58.2% | $5,055-56.9% |
| Participant deferral / active EE | $2,180 | $6,948-68.6% | $6,191-64.8% | $6,977-68.8% |
| Admin fee / account holder | $5,270 | $26,311-80.0% | $21,981-76.0% | $19,030-72.3% |