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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,279 | $135,956-1.2% | $123,894+8.4% | $273,972-51.0% |
| Participation rate | 60.0% | 84.1%-24.1pp | 81.4%-21.4pp | 83.0%-23.0pp |
| Annual return | 9.62% | 56.63%-47.0pp | 47.52%-37.9pp | 41.46%-31.8pp |
| Employer contribution / active EE | $3,171 | $5,170-38.7% | $4,617-31.3% | $4,869-34.9% |
| Participant deferral / active EE | $8,463 | $6,343+33.4% | $5,984+41.4% | $5,287+60.1% |
| Admin fee / account holder | $23,390 | $9,817+138.2% | $8,357+179.9% | $10,133+130.8% |