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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,126 | $63,082-90.3% | $81,716-92.5% | $79,852-92.3% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 18.68% | 22.66%-4.0pp | 29.49%-10.8pp | 31.72%-13.0pp |
| Employer contribution / active EE | $973 | $1,795-45.8% | $4,310-77.4% | $2,471-60.6% |
| Participant deferral / active EE | $2,425 | $2,780-12.8% | $7,108-65.9% | $3,740-35.2% |
| Admin fee / account holder | $729 | $4,428-83.5% | $5,159-85.9% | $5,306-86.3% |