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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,895 | $118,488+31.6% | $98,462+58.3% | $139,487+11.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 12.42% | 18.96%-6.5pp | 21.17%-8.8pp | 373.84%-361.4pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $20,000 | $5,393+270.9% | $4,738+322.1% | $6,713+197.9% |
| Admin fee / account holder | $1,492 | $13,868-89.2% | $8,875-83.2% | $11,407-86.9% |