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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,445 | $138,102+97.3% | $125,381+117.3% | $134,532+102.5% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -0.44% | 750.73%-751.2pp | 572.31%-572.7pp | 418.27%-418.7pp |
| Employer contribution / active EE | $11,047 | $5,245+110.6% | $4,815+129.4% | $4,741+133.0% |
| Participant deferral / active EE | $14,509 | $7,801+86.0% | $7,448+94.8% | $6,401+126.7% |
| Admin fee / account holder | $943 | $11,568-91.9% | $10,007-90.6% | $11,429-91.8% |