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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $682,392 | $154,228+342.5% | $145,433+369.2% | $137,256+397.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 2.25% | 74.59%-72.3pp | 66.58%-64.3pp | 220.34%-218.1pp |
| Employer contribution / active EE | $22,702 | $4,804+372.6% | $4,554+398.4% | $4,156+446.2% |
| Participant deferral / active EE | $26,941 | $8,216+227.9% | $7,897+241.1% | $6,407+320.5% |
| Admin fee / account holder | $31,829 | $14,344+121.9% | $13,129+142.4% | $12,270+159.4% |