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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,873 | $100,073-59.2% | $85,126-52.0% | $145,877-72.0% |
| Participation rate | 28.6% | 74.1%-45.5pp | 67.5%-39.0pp | 80.3%-51.7pp |
| Annual return | 21.94% | 84.11%-62.2pp | 66.63%-44.7pp | 551.28%-529.3pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,282 | $5,294-56.9% | $4,523-49.6% | $6,691-65.9% |
| Admin fee / account holder | $12 | $7,261-99.8% | $6,160-99.8% | $13,402-99.9% |