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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,234 | $58,391-36.2% | $76,657-51.4% | $72,975-49.0% |
| Participation rate | 54.7% | 67.4%-12.6pp | 72.1%-17.4pp | 69.5%-14.8pp |
| Annual return | 18.25% | 2306.65%-2288.4pp | 1166.74%-1148.5pp | 81.01%-62.8pp |
| Employer contribution / active EE | $796 | $1,787-55.4% | $2,303-65.4% | $2,440-67.4% |
| Participant deferral / active EE | $2,031 | $2,690-24.5% | $3,335-39.1% | $3,608-43.7% |
| Admin fee / account holder | $4,392 | $4,014+9.4% | $6,423-31.6% | $5,124-14.3% |