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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,803 | $138,102-71.2% | $125,381-68.3% | $134,532-70.4% |
| Participation rate | 95.7% | 84.5%+11.2pp | 82.4%+13.3pp | 81.2%+14.4pp |
| Annual return | -14.33% | 750.73%-765.1pp | 572.31%-586.6pp | 418.27%-432.6pp |
| Employer contribution / active EE | $5,815 | $5,245+10.9% | $4,815+20.8% | $4,741+22.7% |
| Participant deferral / active EE | $1,983 | $7,801-74.6% | $7,448-73.4% | $6,401-69.0% |
| Admin fee / account holder | $535 | $11,568-95.4% | $10,007-94.7% | $11,429-95.3% |