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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,475 | $196,972-63.7% | $182,262-60.8% | $198,609-64.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 18.81% | 158.27%-139.5pp | 140.60%-121.8pp | 202.70%-183.9pp |
| Employer contribution / active EE | $10,924 | $5,364+103.7% | $5,046+116.5% | $5,055+116.1% |
| Participant deferral / active EE | $2,955 | $8,643-65.8% | $8,276-64.3% | $6,977-57.6% |
| Admin fee / account holder | $1,035 | $18,429-94.4% | $16,712-93.8% | $19,030-94.6% |