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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,475 | $154,228-53.7% | $145,433-50.9% | $137,256-47.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.81% | 74.59%-55.8pp | 66.58%-47.8pp | 220.34%-201.5pp |
| Employer contribution / active EE | $10,924 | $4,804+127.4% | $4,554+139.8% | $4,156+162.8% |
| Participant deferral / active EE | $2,955 | $8,216-64.0% | $7,897-62.6% | $6,407-53.9% |
| Admin fee / account holder | $1,035 | $14,344-92.8% | $13,129-92.1% | $12,270-91.6% |